Monday, 15 June 2015

Risk Management, do we really need the “extra work”??

Overrated or Under-appreciated??... Tomorrow’s generation may just let you know!



It’s no secret that most of us are overworked and often under appreciated these days as the hard charge to be best in class from revenue generation to new product generation proceeds with no end in sight, only cycles of escalation that deploy as flag posts of progress along the lifecycle of our company.

Where a critical need for process remediation exists, senior managers are often ready to set aside their suspicions about the new fangled science of process management to engage in reactive risk management (crises management) calling upon one’s process expertise to restructure (Define, Measure, Analyse, Improve, Control) and deploy re-engineered processes that solve the problem(s) to an acceptable level. For many managers, this is as far as it goes, the job is done and time is wasting so lets move on!



What many are not willing to really entertain is the concept of proactive risk management where issues are spotted or predicted with a level of accuracy into the future. The main reasons in my experience are as follows:

Priorities – Company priorities require the resources needed to develop the concepts, test and deploy same are required elsewhere or not available at all. No time is available for such experimentation.

Inter Group Politics – Setting up a successful risk management initiative modernising and/or introducing new services into the organisation maybe outside of scope for the department as mandated by the company. It also may be perceptually confrontational to other legitimate and/or social leaders in the company who’s perceived self interests are perceptually threatened by such an initiative. The latter point is very important in companies that have a “Taker Culture” under the *Giver-Taker Culture. 

Cost – No budget, no further thought required on the topic.

Budget – Proactive risk management may be conceptually acceptable but budgetary support is not forthcoming with the mantra of “if you do it for free and your other work doesn’t suffer, then I don’t mind!”

Process/Cultural Impact - The concept is too radical as it impacts business practice and defies cultural norms.



As you can see, the reasons ‘why not’ are valid and creditable, but isn’t it all about perspective? Isn’t the cost of proactive risk management very small compared to the opportunity cost in business loss, remediation costs and detritus staffing performance when all things are considered? The answer is yes as long as you consider your company’s situation, its needs, its industry and its vision for the future. Like many things, proactive risk management is a tailored tool, not a vanilla tool dropped equally into all organisations.

To a use case… maybe you are a small company that builds engines and industrial metal work rivets for the auto trade. You have no risk management structures but your operations manager knows the industry “inside out”. Chances are that regression analysis on two product SKUs plotting their sales /returns and production/production scrap variables to see what “direct wastage” from production to sales occurs and will occur may not be necessary right now. Is it useful? Sure, but ONLY if your company is set up to handle the information from accurate collection to accurate receiving, analysing and effective dissemination of information results within the company. 

For a proactive risk management structure, your company’s time, resources, and efforts would be better spent on entry level operational risk structures like setting up user groups to define and populate a risk register to measure operational risk of static elements (employees/management/buildings/regulatory/legal/facilities/fx-treasury/etc) to non static elements (projects/project risk elements/customers/vendors/raw material sourcing/marketing/pr/etc). In the risk register, you would then define your static and non-static classifications by line/element into headings like:
  1. Element Reference/Title
  2. Element Description
  3. Risk Classification
  4. Risk Type (Positive/Negative)
  5. Risk Grouping (Internal Groups Affected – remember 1st normal form applies here on multiple internal groups)
  6. Risk Weighting (1% low to 100% high - see calculator comments below)
  7. Risk Impact (1% low to 100% high - see calculator comments below)
  8. Risk Rank (Low, Medium, High)
  9. Risk Response (Solutioning - share risk, accept risk as its not likely to happen or accept risk based on it may happen but no real damage will being done, reject risk as its crazy likely to happen and heavily impacting, along with mitigate risk where you take action to reduce the impact and/or the likelihood of it happening).


You can make your calculation of risk from 1% to 100% as simple or as complicated as you like. I would say keep it simple as a start and to get you started on this route, think of 5 equal attributes in your calculation that you can rank your risk element on. For example:

e.g. Risk Weighting Element == Timely Payment Process

Element likely to result in material gain or loss for the company  = 28%
Element likely to happen resulting in loss or gain in the company’s internal productivity = 15%
Element likely to happen resulting in loss or gain in the company’s external reputation = 26%
Element likely to happen resulting in breaches in legal and/or regulatory rules for the company = 44%
Element likely to happen resulting in a direct gain or loss in confidence of customers and/or investors = 23%

Simple average of 5 scores  = 25.2% risk weighting for timely payments process




This simple risk tool allows you to basically define, identify, analyse and remediate risk in a structured manner. If done in tandem with things like internal process flow analysis (mapping out all processes and understanding the interactions form a risk perspective), where you can understand your risk register elements in deeper detail, which will give the team a greater insight into what to look out for into the future.

It’s hard to say what is right for every company but to quote Albert Einstein “The day we stop learning is the day we start dying.” I therefore submit, our qualitative understanding of our company’s future lies in our study of our present day circumstance. The quantitative link of today is a hook to a qualitative picture of tomorrow that can reasonably prepare us to realise the best possible out come through our unending quest for knowledge and understanding for a better tomorrow.


Sources/Credits:

Pics;




Credits;

*Giver Taker Culture https://hbr.org/2013/04/in-the-company-of-givers-and-takers [accessed 13th June, 2015] explored by Prof Adam Grant of Wharton . 

*Joshua Earle for his pic posted on unsplash.com.

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